Business Credit Building Tips.

We just created a educational website that has the answers to our clients most common questions about which types of business credit are the best and how they can be used.

On our website we answer these questions:

1. How to get money that never reports on your personal credit report.

2. How to quickly beef up your personal financial statements and balance sheet without taking on any additional personal debt.

3. How to move debt out of your own name and increase your personal credit score.

4. What types of business credit we offer.

5. An example of our 5 best business credit lending programs and the average interest rates of each.

Go to the website:
http://www.ShortcutToMoneySecrets.com/credit/

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Enter your name and email address to the right and you will get access to all our best sources of Business Credit that can be used for any purpose. We even offer free training calls most Thurs. nights!

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Beef up your Financials and Improve your Credit.

One of the easiest ways to improve your personal financial statement and increase your credit score is by using business credit.

Business lines of credit will prevent you from doing harm to your personal credit score because when you use this type of credit it does not show up on your personal credit report.

Business loans, lines of credit and cash advances to your business are some of the best tools you have to increase your personal FICO score.

Business credit also improves your personal financial statement in all these ways:

1. Any asset you purchase with business credit can be listed on your personal balance sheet.
2. Business debts do not always have to be listed on your personal balance sheet.
3. Cash advances from your business credit lines can be held and seasoned in your personal accounts.

You can also move debt that you currently have in your name into your business line of credit when you receive it. This is a great method of increasing your personal credit score quickly.

Every time you are approved for a business line of credit you can immediately transfer balances from your personal credit cards to your business credit cards. Your credit score will rise each time you do one of these transfers because you have eliminated that personal debt from your personal credit report.

So no matter what size your first few business lines of credit may be, you can start using them immediately to increase your personal FICO score, boost your financial statement and get more business credit.

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For Sale – Affiliates account pre-loaded with Sales.

The bidding has started for this CashFlow affiliate account.

HIGH bid right now is

If you want to place a bid, email it to us at Cashflowexperts1@helloworld.com 

For the first time EVER, we are offering an amazing opportunity to profit from the CashFlow affiliate program.
We have a private affiliate accounts that already has hundreds of pre-loaded leads in it and this account already makes $1,400 in monthly commissions.

This account will make thousands of dollars over the next few years with the advertising that is already set up.

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The $567


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Our business credit lenders have all the money you need to start or grow a business.

Here is a sample of some of our lending programs that offer huge unsecured business lines of credit to people that use my The Ultimate Investor’s Guide.

These are cash lines of business credit that can be used for anything, not trade line credit that can only be used at a department store to buy merchandise.

This business credit is available through checks, by wire and as simple cash advances.

Go to the website: www.Cashflowexperts.biz/ultimate

My guide will help you get 15 different lines of credit for your business that range from $20,000 to $100,000 each. That means your business can get up to $400,000 by using all the lending programs in our guide.

The best thing about this business credit is that none of these lenders charge any back end points, balloon payments or annual fees. And some of them have interest rates as low as 3.99% for life.

0% interest is even offered for the first 9 months by some of these lenders. That’s free money,  literally, if you use it and then give it back within 9 months.

Get our complete lenders list with instructions, an audio training CD set, printed manuals and all the bonuses material you need to get these business lines of credit at the website: www.Cashflowexperts.biz/ultimate

Here is a sample of 5 of the business lending programs found in our guide. Complete contact information and instrutions including each banks phone number and website is included in The Ultimate Investor’s Guide.

Bank 1 - $50,000 unsecured business lines of credit. Specailizing in loans to new businesses with no proven revenues.

Bank 2 - $35,000 unsecured business lines of credit. Offering two types of business loans including a corporate credit card with a no interest grace period.

When your business reaches the age of 1 year old they will offer you an additional credit line up to $100,000.

Bank 3 - $25,000 unsecured business lines of credit at rates as low as 3.99% for the life of the loan.

Bank 4 - $40,000 unsecured business lines of credit. The best of all the lenders I recommend. They have a fast 14 day approval process and offer 0%  interest for the first nine months.

Bank 5 - $50,000 reserve lines of business credit with check writing priviledges.

These are just some of the 15 lenders included in our course.

The complete lenders list, audio training CD set and detailed application instructions are available at the website: www.Cashflowexperts.biz/ultimate

The program we offer shows you how to get money in a few weeks with no business financials, business plans or tax returns needed.

And we can even help you set your business up in any state with our personal business services.

Become a CashFlowExperts.biz client today!

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Tom Kish Recommends…Call 612-251-9830

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You have found the best Business Credit Building resource of the web.


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Here are some tips I have learned over the years. These are the Best ways to use Business Credit.

Here are some tips I have learned over the years. These are the Best ways to use Business Credit.

- Make a plan for what the money will be used for.

Consider following the 80/20 principal. Use 80% of the money and set aside 20% for reserve account.

One of the most important steps you should take when using a business line of credit is to set aside about 20% of the cash you draw out as a reserve. This reserve of money will be seasoned in a checking account so it helps the business build its reputation and so that some cash is always available to be used to repay the minimum monthly payments as they come due on the line of credit.

Many businesses run at break even or less in the first year, so you need to set aside some of the cash you pull out of a line of credit to make the payments if the businesses profits or cash flow does not provide enough.

This is called Seasoning money. The small interest expense you will pay on this unused money is well worth it.

It makes your business look good to other potential lenders and sets money aside for a rainy day.

Next, you could use some of this money to reduce your personal debt and improve your credit score.

Other profitable business uses include:

- buying advertising and marketing.
- purchasing goods to resell.
- lending it out at higher interest rates for a profit.
- build a website and drive multiple streams of income.
- invest in real estate for huge tax deductions from other income.
- you could even use this money to build a valuable corporate image.

- Paying back the line of credit - there are 7 smart ways to do that.

The best way to pay back the monthly payments on a line of credit is to use the money to make a profit in your business. But in start up business - this may not be possible for the first year.

So, if that’s the case for your business, you can draw money out of the reserves you have set aside to make your minimum monthly payments. These monthly payments on the average line of business credit run about 1% of the amount in use. So they tend to be very small.

Business credit is available at: http://www.cashnow2008.com/today/ 

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Tom Kish recommends business credit building tips and video.


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