CashFlowExperts.Biz

A business that is legally registered with the state and federal government is often called a corporation.

A corporation is a “legal person” formed separately from those who own and operate the corporation.  It is called an entity because it is not a living person, it is actually an “artificial person” with its own legal rights, liabilities and responsibilities.

As an “artificial person” the corporation’s debts and taxes can be separated from its owners (shareholders) or its officers and directors, thereby offering personal liability protection, tax advantages and a way to borrow money that does not report on the owners personal credit.

Why Incorporate?

Why should you take the time and trouble to form a business entity like a corporation or an LLC?

Incorporating can offer you many advantages that you will not enjoy if you engage in business or investing activity in your personal name.

Understand that you will put your personal assets at risk and be personally liable for any legal issues that arise unless you do your business activity under the name of a registered business entity.

In addition to personal liability protection, incorporation assures attractive tax benefits and financing advantages.  Corporations can also own real estate, automobiles, yachts, or aircraft without the owner’s personal name being attached to the asset or debt.

And because the corporation continues to exist even after the death of a shareholder, it offers tremendous estate planning advantages.

Tax Savings!

How much could you save on taxes by owning a business? 

Corporations are entitled by law to numerous tax deductions that are not available to individuals.   Corporations have a lower federal tax rate at all levels of income. 
The cost of forming and registering a business entity can be immediately recovered in tax savings.

How to Start a Business

Listed below are some very simple instructions and suggestions that will assist you in setting up your own business.

1. Once you have chosen a name you can fill out the paperwork yourself over the internet
2. Or, you may hire a company to assist you in filling out the paperwork
3. Or you can hire an advisor to do it for you.

How to do it yourself using option number one:

Simply go online and register your new business yourself by doing a search for the “Secretary of State’s” site in your state.  Once there under forms you will find a form which you can complete in order to register your new business.  Typically the fee’s run between $35 to $70 to file a new business name.
You will also need a “federal employer identification number” herein referred to as FEIN.  Once you have received your paperwork from your Secretary of State’s office you can contact the IRS to obtain a FEIN.  There is no charge by the IRS to get this number. 
The power in using my system lies in using the name of your business and if necessary your FEIN, to secure new business lines of credit that do not report any activity on your personal credit report.  That means when a lender reviews your or your business partner’s personal credit references and agrees to lend money to your new business, that activity will not be reported on a  personal credit report.  By starting a business, you are creating a separate entity, and any activity that you do in the name of that business will only be reported under the FEIN of the business.
The reason “The Ultimate Real Estate Investor’s Guide” works so well is because we are taking advantage of a system that was created to keep business activity separate from personal activity.  It allows you to maintain a healthy business and it assists you in building a strong business entity.  In the future, as your business grows, you will be able to acquire larger lines of business credit because your business has developed its own successful identity that is completely separate from your personal one.
You will not need a business plan or business financials to start acquiring business credit.  Over time as your business grows, you can use the tools of this separate business entity to get access to millions of dollars in capital.

Learn how to own any house free and clear without increasing your payments.

Use this replay link to listen to the recording of this fascinating call @ http://www.cashflowexperts.biz/RE0101

Here are some answers to the most common questions we got about this program.

Is this simply making extra principal payments?

Absolutely not. Extra payments cost a lot of extra money out of pocket, and your lender will not apply them the correct way.
Our system will cause payments to be applied correctly and efficiently using simple interest and timing more in your favor.
By reducing the average daily balance, we simply pay less interest over time.

How about a 15 year mortgage with 10 years left?

If you have such a short time, I would not suggest our system.
However, if you have a longer term loan remaining, you will see a greater benefit. If you think you will have any mortgages in the future, learn the system now so you can effectively plan ahead for the right loan structure that fits with our method.

Is this legal?

I love this one. Is making extra payments legal? Of course.
As far as your lender knows, you are simply managing money more efficiently, resulting less interest paid. The is no law requiring you to pay too much, or which says you cannot manage your mortgage more efficiently, as long as the lender received their minimum payments, as they will. We simply have the effect of lowering your average daily balance, thus less interest compounds.

As far as the first mortgage lender is concerned they are getting paid on time, and occasionally receiving huge principal payments as you re-cycle the flex line portion of the account.
Why isn’t this program being touted by other wealth management specialists?

Actually many are recommending it now…if they really do their homework. Many of our clients and best testimonials have come from the professionals.
This approach only now is coming into acceptance. Some “copy cat” companies have popped up and disappeared already, with an overpriced over $3,500 + piece of software only. This causes some controversy as well.

We avoid this arena with a much better price point, quality training, and user friendly software. Those high priced options, with less experience behind them have already failed. On the other hand we have been around over 10 years in terms of products, publishing, and training.

Can I sell this information to others?

Absolutely. In a fact over half of our customers get so excited once they see the system in action, they also want to share it with others.
Therefore, we created a powerful affiliate program. Best of all, customers can enroll in the program starting for just $1 more.
Go look at his SYSTEM right now @
www.Cashflowstartshere.biz

What One Young Man Learned About Making His
Real Estate Fortune From A Visit To McDonald’s

By Phyllis N. Schwartz
Staff Writer

“With every dollar in your hand, you have the power to choose
to be rich, poor or middle class” — Robert Kiyosaki

There are no coincidences. I truly believe that. My son and I were
grabbing a quick bite at McDonald’s after a rare day spent together
shopping. (My son is at that stage where he’d much rather do just
about anything with his friends.)

As we sat down to dig into our Big Macs, my son said to me: “You
know that Apprentice TV show, Mom? I want to be like that rich dude
Donald Trump. I want to get into real estate – big time.” He was
deadly serious.

As dreams of “my son the doctor” floated out of my head, the words
of Robert Kiyosaki floated in … “you have the power to choose to be
rich … “ Who was I to burst my son’s bubble. He was finally old enough
to think about the future. So why not encourage him to think BIG.
He waited to make sure I wasn’t laughing at him and, in between
chews, he said “You know stuff, Mom. So how do I do it…how do I
get started?”
Since that was the first time in ages that my son acknowledged I might
actually know something, I started thinking fast. And as I stared at the
fries on the table, another piece of Kiyosaki wisdom popped into my head …

“In order to get where you’re going, you need to know where you are.”
And I said, “Son,” (his name is Matthew) … “Take a good look around
you. Notice how this McDonald’s has a look and a feel similar to every
other McDonald’s we’ve ever visited. Look at the signs, the lighting,
the colors. Think about the ads.

He looked at me and said “Mom, you’re whacked. I asked about real
estate and you’re talking about McDonald’s.” I said, “Matthew –
you’re talking about building a real estate empire.” McDonald’s is a
business empire. It started out as a hamburger stand and now is the
world’s largest, most successful fast food franchise. 35 Billion Served,
Matt.”

And I launched into an hour long lesson about adopting a “Rich Dad”
state of mind… and precisely what a new business needs to succeed,
starting right out of the gate:

Tested and proven systems… a business plan that has already made
money… marketing materials that work the first time… a complete
advertising campaign… detailed training material and scripts…
mentors and coaches who are easy to talk to… financing…
communication skills… a vision with written goals…

Suddenly, I realized that I had just put Matthew on information overload. So I put the brakes on.
Matt, you are interested in real estate, right? He nodded. You don’t
have much money, credit or experience – yet. But you have the
vision. You have already taken the first step. Now you have to start
learning. Start reading everything you can get your hands on and,
together we will look for a mentor for you … someone who can hand
you the keys to success, just like McDonald’s gives to every new
franchise owner.

Anyone can be successful, Matthew if they know how to combine the
right money-making systems and techniques. You need to find
someone who has been there and done it …. a proven expert who
teaches a step-by-step approach to buying and selling real estate.

“But where will I get the money, Mom? They don’t teach this kind of
stuff in school.” Out of the mouths of babes – once again, I thought
of what Robert Kiyosaki said in Rich Dad, Poor Dad …
“The main reason why people struggle financially is because they have
spent years in school but learned nothing about money. The result is
that people learn to work for money … but never learn to have money
work for them.”

Simplifying the thought a notch so my son would understand, I said,

“Matthew, remember what we learned from that neat book about the
rich dad and the poor dad?” … I had his undivided attention now.
”Poor dad had a habit of saying I can’t afford it. But rich dad didn’t
allow those words to be used. He said How can I afford it? Matt’s
eyes lit up.

“Matthew,” I continued “Here’s what I would hand you in a box if I
had it: A brilliant mentor with a tested and proven system for buying
and selling real estate, who will teach you everything you need to
know, and give you all the tools you need to get started making
money.”

“Since I don’t have that, I will give you the next best thing. A chance
to negotiate your first successful real estate deal. You finish up this
year with at least a B average. And I will help you find a real estate
course that you can get started with.” We high fived and started
for home.

Since Matt’s last report card was pretty disappointing, I figure if he
comes through with the grades, then maybe someday we’ll be calling
him “The Matthew.” Whatever the future holds, I do know this: I will
never look at McDonald’s – or Matthew – quite the same way.

******************************************************

Wow, Tom Kish here again. That really moves me!

Go get my proven real estate system called The Ultimate Real Estate Investors Guide at,
www.cashflowexperts.biz/ultimate

You will see a very simple system that will work for you no matter if you -

1. Have bad credit.
2. Have an old bankruptcy.
3. Have no income.
4. Have no home equity.
5. Have no collateral.
6. Have no experience investing in real estate.

And it is money back guaranteed!

See you at the bank!

Sincerely, Thomas Kish
President of CashFlowExperts.Biz, Inc.