CashFlowExperts.Biz

Here are some tips I have learned over the years. These are the Best ways to use Business Credit.

- Make a plan for what the money will be used for.

Consider following the 80/20 principal. Use 80% of the money and set aside 20% for reserve account.

One of the most important steps you should take when using a business line of credit is to set aside about 20% of the cash you draw out as a reserve. This reserve of money will be seasoned in a checking account so it helps the business build its reputation and so that some cash is always available to be used to repay the minimum monthly payments as they come due on the line of credit.

Many businesses run at break even or less in the first year, so you need to set aside some of the cash you pull out of a line of credit to make the payments if the businesses profits or cash flow does not provide enough.

This is called Seasoning money. The small interest expense you will pay on this unused money is well worth it.

It makes your business look good to other potential lenders and sets money aside for a rainy day.

Next, you could use some of this money to reduce your personal debt and improve your credit score.

Other profitable business uses include:

- buying advertising and marketing.
- purchasing goods to resell.
- lending it out at higher interest rates for a profit.
- build a website and drive multiple streams of income.
- invest in real estate for huge tax deductions from other income.
- you could even use this money to build a valuable corporate image.

- Paying back the line of credit - there are 7 smart ways to do that.

The best way to pay back the monthly payments on a line of credit is to use the money to make a profit in your business. But in start up business - this may not be possible for the first year.

So, if that’s the case for your business, you can draw money out of the reserves you have set aside to make your minimum monthly payments. These monthly payments on the average line of business credit run about 1% of the amount in use. So they tend to be very small.

Business credit is available at: http://www.cashnow2008.com/today/ 

We all dream of getting ahead by starting our own business or making great investments that lead to profits.

Famous business motivator Jim Rohn says “ Wages make you a living - PROFITS make you a fortune”.

Well, your in luck. Profits are now available to everyone because you were born into a time of unlimited opportunities. 

People are starting their own businesses in record numbers today.

According to the Small Business Administration 672,000 new businesses were created in 2005. That’s the biggest business birthrate in U.S. history. And more than half of all small businesses are based at home.

Isn’t it time you became your own boss and had the brass ring or the big mahogany desk?

But BEWARE – Most new business owners run out of money in the first 5 years.

You must find a shortcut to getting the money that’s needed to start a profitable business or begin investing.

It’s time you learned about our unsecured business lines of credit, the fastest shortcut to money you will ever see.

I’m Thomas Kish the CEO and Founder of CashFlowExperts.Biz Inc.

I’m an author, teacher, business consultant and an active investor operating 25 diverse businesses. Today I’m recognized across the country as a national expert in the field of business credit. I’ve shared the stage with many well known wealth building experts and I’m regularly asked to speak at Real Estate Investor Association meeting and business expo’s on the subject of building business credit.

Today, I feel blessed to have successfully cracked the code and learned how to use business lines of credit instead of my own money to profitably invest in everything from real estate, the stock market, internet businesses and even thoroughbred race horses.

And I have been able to teach thousands of people all over the world how to get millions of dollars in new business credit.

But I started my first business enterprise like most people do without knowing anything about using business credit. I had a dream and a little saved up and I struggled for years just to make ends meet.

Then one day I met the man that became my first mentor and I started to learn how to get business lines of credit to increase the profits in my struggling business.

I got such dramatic results when I started to use this shortcut to getting money that I became obsessed with learning everything I could about business credit.

I spent the next 6 years and over $300,000 of my new business profits on more mentoring, training, workshops, home study courses, boot camps, field testing and costly trial and error to perfect this shortcut to money.

I literally traveled the world to study with world class mentors, trainers and successful business coaches.

In fact, my name appears on page 285 of the New York Times best seller “Cracking the Millionaire Code “ as one of the contributing members of authors Robert G. Allen ( Nothing Down ) and Mark Victor Hansen ( Chicken Soup for the Soul ) inner circle.

The business credit secrets I learned over the years have transformed my business and now I teach these same success principals to people all over the world.

The shortcut to all the money you will ever need is called unsecured business lines of credit. 

Watch my short video training session at the website:
www.Cashnow345.com

1. How fast can I get the money from these business lines of credit?

You can get money from our business lines of credit as soon as your business is approved by our lenders. That means that you must have a registered business before you can apply for these business lines of credit.

You can quickly file for any type of business with your state on the internet. And as soon as you have registered your business name you can start to apply for business credit.

Our lenders usually take about 21 days to approve you for these business lines of credit. So you can get money for your business about 21 days after you have applied.

2. Do I need a business that is 2 years old to get this business credit?

No - you do not need a 2 year old business to get credit if you use the lenders we work with and the system we have created.

You can get business lines of credit from our lenders even if you have a new business with no revenue or income. A brand new business will use our stated income application template to get this business credit.

You do not need to have what people call an aged corporation, shelf corporation or a seasoned corporation to get money from our business credit lenders. If you follow our instructions and use the lenders we recommend you can get business lines of credit with a brand new business.

If you already own a business that is several years old you can also get money from our lenders.

So if you currently have a registered business you can start to get our business lines of credit immediately. And if you do not have a business yet, you will simply register a business name with your state on the internet so that you can start applying for our business lines of credit.

3. How is it possible to get business credit if my business is new and has no revenue or income?

Not every lender will give a new business money. That’s why we have selected and recommend the 15 national lending programs fully described in our guide.

These lenders offer new businesses credit based on their stated income application process. The stated income application for business credit was created by the banking system as a way for new businesses to get start up money.

So you can use all of the 15 lending programs in our guide to get start up money ranging from $200,000 to $500,000.

When your business becomes profitable you will receive increases in each of these business lines of credit and our guide will recommend additional lending programs for your older business.
 

View all our live seminar sites and access streaming video training at the website:
http://www.cashflowexperts.biz/event/thxconfirm.html

Weather you play financial board games like Monopoly or CashFlow 101 or you do investing full time: you need to know how to win the real money game.

The fastest way to win the game of money is to use leverage instead of your own money.

That’s why anyone that wants to win the game of money should go out and get several UNSECURED new business lines of credit. If you want to protect your personal credit and get lots of business credit, you must stop getting personal loans to fund your business needs.

With personal credit you go out and buy things for your business with bank loans and your personal credit cards.  Then those credit card companies report your personal charges and loans back to the big 3 personal credit bureaus…

- TransUnion
- Equifax
- Experian.

Perhaps, you’ve pulled your own credit report and have seen hits from each of these bureaus that have really dinged your personal credit score.

Here’s the deal, the more and more you ‘carry’ your business
with personal credit, the more it will cost you.
You MUST get money for your immediate cash needs in business from a business line of credit. This is the only way to be ready when those business opportunities come up suddenly. And it’s the only way to save your personal credit from harm.

Because a business line of credit does not show up on your credit report when you use it!

This is how the rich get richer. And you can too if you know about how to get business lines of credit that don’t report on your personal credit report from my lending sources.

Go to: www.Cashflowexperts.biz/ultimate

You just need to learn 2 very important things to take full advantage of these opportunities.

1. The interest rate on a line of credit is NOT IMPORTANT. Some of the lenders available in the Ultimate investor’s guide offer 0% for the first 9 months and 3.99% there after.

The real question is “What is the COST of this money while you are using it”

If the money only costs you a few hundred dollars to use it for a year - then that is CHEAP money. You should be using this cheap money to invest in a business.

You will get huge tax deductions in most allowable situations. And these tax savings will put real cash in your pocket. That alone may net you a 25% return on your money.

 2. Borrow more than you need so that you have lots of extra cash to make the minimum monthly payments.

This also benefits you by keeping seasoned money in your personal account at all times.

You get great loans when you already have lots of cash sitting in your business bank account. Use the system that the banks have created to WIN THIS GAME!

I can show you how to do all this @
www.cashflowexperts.biz/ultimate

This is the ULTIMATE way to invest.

Because -

1. You have cash in the bank that does not report on your personal credit.

2. Your balance sheet is STRONG. You can show lenders all the equity you have that you bought with business lines of credit.

3. These new business lines of credit don’t hurt your credit score because they are invisible. When you follow the system I created, these cash advances are reported as business debt - NOT PERSONAL DEBT.

What is the shortcut to money?

We all dream of getting ahead by starting our own business or making great investments that lead to profits.

Famous business motivator Jim Rohn says “ Wages make you a living - PROFITS make you a fortune”.

Well, your in luck. Profits are now available to everyone because you were born into a time of unlimited opportunities. 

People are starting their own businesses in record numbers today.

According to the Small Business Administration 672,000 new businesses were created in 2005. That’s the biggest business birthrate in U.S. history. And more than half of all small businesses are based at home.

Isn’t it time you became your own boss and had the brass ring or the big mahogany desk?

But BEWARE – Most new business owners run out of money in the first 5 years.

You must find a shortcut to getting the money that’s needed to start a profitable business or begin investing.

It’s time you learned about our unsecured business lines of credit, the fastest shortcut to money you will ever see.

I’m Thomas Kish the CEO and Founder of CashFlowExperts.Biz Inc.

I’m an author, teacher, business consultant and an active investor operating 25 diverse businesses. Today I’m recognized across the country as a national expert in the field of business credit. I’ve shared the stage with many well known wealth building experts and I’m regularly asked to speak at Real Estate Investor Association meeting and business expo’s on the subject of building business credit.

Today, I feel blessed to have successfully cracked the code and learned how to use business lines of credit instead of my own money to profitably invest in everything from real estate, the stock market, internet businesses and even thoroughbred race horses.

And I have been able to teach thousands of people all over the world how to get millions of dollars in new business credit.

But I started my first business enterprise like most people do without knowing anything about using business credit. I had a dream and a little saved up and I struggled for years just to make a ends meet.

Then one day I met the man that became my first mentor and I started to learn how to get business lines of credit to increase the profits in my struggling business.

I got such dramatic results when I started to use this shortcut to getting money that I became obsessed with learning everything I could about business credit.

I spent the next 6 years and over $300,000 of my new business profits on more mentoring, training, workshops, home study courses, boot camps, field testing and costly trial and error to perfect this shortcut to money.

I literally traveled the world to study with world class mentors, trainers and successful business coaches.

In fact, my name appears on page 285 of the New York Times best seller “Cracking the Millionaire Code “  as one of the contributing members of authors Robert G. Allen ( Nothing Down ) and Mark Victor Hansen ( Chicken Soup for the Soul ) inner circle.

The business credit secrets I learned over the years have transformed my business and now I teach these same success principals to people all over the world.

The shortcut to all the money you will ever need is called unsecured business lines of credit. 

Watch my short video training session at the website:
http://www.youtube.com/watch?v=lbTQ5BXIZxk&feature=related

Now that sub-prime real estate loans are gone, you really need to know how to get business lines of credit.

My guide teaches you where to get money for any kind of investing. This guide is so important now that sub-prime loans are not available.

This is a way to get money for a long time to come - because it’s from business credit lines.

Think about this…

Almost everyone knows that a loan or credit card in your personal name gets reported to the credit bureaus. And this activity shows up on your personal credit report.

The more you owe on your credit report, the lower your
FICO credit score will be. And having bad credit will costs you dearly.

But – pay attention now – there is a way to get loans
and credit cards that NEVER show up on your
personal credit report. And here it is …

Here’s how it works. When you get a business line of credit or business credit card *In The Name of a
Business*,  from my list of approved lenders - it will never appear on your personal credit report.

So you can get large amounts of cash and credit lines from the
banks I work with everyday without worrying about
hurting your personal credit. You can use this cash for anything you want to, and your assets will remain confidential.

And you can start a business on paper for almost
nothing. Just pick out a cool name for your new
business and submit it on-line. You will have your business papers back in a few days.

Remember, no matter how much cash you take out in the name
of your business, your personal credit score never drops.

You can get $200,000 to $300,000 in cash and UNSECURED new business lines of credit by simply following my system. An unsecured business line of credit is the easiest shortcut to getting money that you will ever find.

An unsecured business line of credit is simply a loan you get in the name of a business without having to give up any collateral.

Business lines of credit come in the form of multi-year loans, convenient checks and business credit cards that offer cash advances that can be used anywhere.

The money available from a business line of credit can be accessed as cash wired directly into your account, with check writing privileges or like any other credit card with a interest free grace period.
 
This is the best way most people have ever seen
to get cash to buy real estate or start a business. Because, in effect,
the money is invisible. It does not show up on your personal credit report while you are using it.

Some people may think this is to good to be true. But savvy businesses have known about business lines of credit for the last 50 years.

Isn’t it time you learn about this EASY money source too.

Go to: www.CashFlowExperts.Biz/ultimate

Sub-prime lenders offered sub-prime loans up to 100% of the value of a property, even to people with bad personal credit scores. This was easy money to get because of the flood of sub-prime mortgage loans into America from other markets.

But with easy money and large fees and profits to be made on every sub-prime mortgage loan that was underwritten - sub-prime mortgage lenders gave money to the wrong people. And now those people can’t repay their mortgages.

So these sub-prime mortgage lenders have closed their doors and the easy money in the residential sub-prime mortgage loan business is all gone.

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