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A business that is legally registered with the state and federal government is often called a corporation.

A corporation is a “legal person” formed separately from those who own and operate the corporation.  It is called an entity because it is not a living person, it is actually an “artificial person” with its own legal rights, liabilities and responsibilities.

As an “artificial person” the corporation’s debts and taxes can be separated from its owners (shareholders) or its officers and directors, thereby offering personal liability protection, tax advantages and a way to borrow money that does not report on the owners personal credit.

Why Incorporate?

Why should you take the time and trouble to form a business entity like a corporation or an LLC?

Incorporating can offer you many advantages that you will not enjoy if you engage in business or investing activity in your personal name.

Understand that you will put your personal assets at risk and be personally liable for any legal issues that arise unless you do your business activity under the name of a registered business entity.

In addition to personal liability protection, incorporation assures attractive tax benefits and financing advantages.  Corporations can also own real estate, automobiles, yachts, or aircraft without the owner’s personal name being attached to the asset or debt.

And because the corporation continues to exist even after the death of a shareholder, it offers tremendous estate planning advantages.

Tax Savings!

How much could you save on taxes by owning a business? 

Corporations are entitled by law to numerous tax deductions that are not available to individuals.   Corporations have a lower federal tax rate at all levels of income. 
The cost of forming and registering a business entity can be immediately recovered in tax savings.

How to Start a Business

Listed below are some very simple instructions and suggestions that will assist you in setting up your own business.

1. Once you have chosen a name you can fill out the paperwork yourself over the internet
2. Or, you may hire a company to assist you in filling out the paperwork
3. Or you can hire an advisor to do it for you.

How to do it yourself using option number one:

Simply go online and register your new business yourself by doing a search for the “Secretary of State’s” site in your state.  Once there under forms you will find a form which you can complete in order to register your new business.  Typically the fee’s run between $35 to $70 to file a new business name.
You will also need a “federal employer identification number” herein referred to as FEIN.  Once you have received your paperwork from your Secretary of State’s office you can contact the IRS to obtain a FEIN.  There is no charge by the IRS to get this number. 
The power in using my system lies in using the name of your business and if necessary your FEIN, to secure new business lines of credit that do not report any activity on your personal credit report.  That means when a lender reviews your or your business partner’s personal credit references and agrees to lend money to your new business, that activity will not be reported on a  personal credit report.  By starting a business, you are creating a separate entity, and any activity that you do in the name of that business will only be reported under the FEIN of the business.
The reason “The Ultimate Real Estate Investor’s Guide” works so well is because we are taking advantage of a system that was created to keep business activity separate from personal activity.  It allows you to maintain a healthy business and it assists you in building a strong business entity.  In the future, as your business grows, you will be able to acquire larger lines of business credit because your business has developed its own successful identity that is completely separate from your personal one.
You will not need a business plan or business financials to start acquiring business credit.  Over time as your business grows, you can use the tools of this separate business entity to get access to millions of dollars in capital.

Learn how to own any house free and clear without increasing your payments.

Use this replay link to listen to the recording of this fascinating call @ http://www.cashflowexperts.biz/RE0101

Here are some answers to the most common questions we got about this program.

Is this simply making extra principal payments?

Absolutely not. Extra payments cost a lot of extra money out of pocket, and your lender will not apply them the correct way.
Our system will cause payments to be applied correctly and efficiently using simple interest and timing more in your favor.
By reducing the average daily balance, we simply pay less interest over time.

How about a 15 year mortgage with 10 years left?

If you have such a short time, I would not suggest our system.
However, if you have a longer term loan remaining, you will see a greater benefit. If you think you will have any mortgages in the future, learn the system now so you can effectively plan ahead for the right loan structure that fits with our method.

Is this legal?

I love this one. Is making extra payments legal? Of course.
As far as your lender knows, you are simply managing money more efficiently, resulting less interest paid. The is no law requiring you to pay too much, or which says you cannot manage your mortgage more efficiently, as long as the lender received their minimum payments, as they will. We simply have the effect of lowering your average daily balance, thus less interest compounds.

As far as the first mortgage lender is concerned they are getting paid on time, and occasionally receiving huge principal payments as you re-cycle the flex line portion of the account.
Why isn’t this program being touted by other wealth management specialists?

Actually many are recommending it now…if they really do their homework. Many of our clients and best testimonials have come from the professionals.
This approach only now is coming into acceptance. Some “copy cat” companies have popped up and disappeared already, with an overpriced over $3,500 + piece of software only. This causes some controversy as well.

We avoid this arena with a much better price point, quality training, and user friendly software. Those high priced options, with less experience behind them have already failed. On the other hand we have been around over 10 years in terms of products, publishing, and training.

Can I sell this information to others?

Absolutely. In a fact over half of our customers get so excited once they see the system in action, they also want to share it with others.
Therefore, we created a powerful affiliate program. Best of all, customers can enroll in the program starting for just $1 more.
Go look at his SYSTEM right now @
www.Cashflowstartshere.biz

What One Young Man Learned About Making His
Real Estate Fortune From A Visit To McDonald’s

By Phyllis N. Schwartz
Staff Writer

“With every dollar in your hand, you have the power to choose
to be rich, poor or middle class” — Robert Kiyosaki

There are no coincidences. I truly believe that. My son and I were
grabbing a quick bite at McDonald’s after a rare day spent together
shopping. (My son is at that stage where he’d much rather do just
about anything with his friends.)

As we sat down to dig into our Big Macs, my son said to me: “You
know that Apprentice TV show, Mom? I want to be like that rich dude
Donald Trump. I want to get into real estate – big time.” He was
deadly serious.

As dreams of “my son the doctor” floated out of my head, the words
of Robert Kiyosaki floated in … “you have the power to choose to be
rich … “ Who was I to burst my son’s bubble. He was finally old enough
to think about the future. So why not encourage him to think BIG.
He waited to make sure I wasn’t laughing at him and, in between
chews, he said “You know stuff, Mom. So how do I do it…how do I
get started?”
Since that was the first time in ages that my son acknowledged I might
actually know something, I started thinking fast. And as I stared at the
fries on the table, another piece of Kiyosaki wisdom popped into my head …

“In order to get where you’re going, you need to know where you are.”
And I said, “Son,” (his name is Matthew) … “Take a good look around
you. Notice how this McDonald’s has a look and a feel similar to every
other McDonald’s we’ve ever visited. Look at the signs, the lighting,
the colors. Think about the ads.

He looked at me and said “Mom, you’re whacked. I asked about real
estate and you’re talking about McDonald’s.” I said, “Matthew –
you’re talking about building a real estate empire.” McDonald’s is a
business empire. It started out as a hamburger stand and now is the
world’s largest, most successful fast food franchise. 35 Billion Served,
Matt.”

And I launched into an hour long lesson about adopting a “Rich Dad”
state of mind… and precisely what a new business needs to succeed,
starting right out of the gate:

Tested and proven systems… a business plan that has already made
money… marketing materials that work the first time… a complete
advertising campaign… detailed training material and scripts…
mentors and coaches who are easy to talk to… financing…
communication skills… a vision with written goals…

Suddenly, I realized that I had just put Matthew on information overload. So I put the brakes on.
Matt, you are interested in real estate, right? He nodded. You don’t
have much money, credit or experience – yet. But you have the
vision. You have already taken the first step. Now you have to start
learning. Start reading everything you can get your hands on and,
together we will look for a mentor for you … someone who can hand
you the keys to success, just like McDonald’s gives to every new
franchise owner.

Anyone can be successful, Matthew if they know how to combine the
right money-making systems and techniques. You need to find
someone who has been there and done it …. a proven expert who
teaches a step-by-step approach to buying and selling real estate.

“But where will I get the money, Mom? They don’t teach this kind of
stuff in school.” Out of the mouths of babes – once again, I thought
of what Robert Kiyosaki said in Rich Dad, Poor Dad …
“The main reason why people struggle financially is because they have
spent years in school but learned nothing about money. The result is
that people learn to work for money … but never learn to have money
work for them.”

Simplifying the thought a notch so my son would understand, I said,

“Matthew, remember what we learned from that neat book about the
rich dad and the poor dad?” … I had his undivided attention now.
”Poor dad had a habit of saying I can’t afford it. But rich dad didn’t
allow those words to be used. He said How can I afford it? Matt’s
eyes lit up.

“Matthew,” I continued “Here’s what I would hand you in a box if I
had it: A brilliant mentor with a tested and proven system for buying
and selling real estate, who will teach you everything you need to
know, and give you all the tools you need to get started making
money.”

“Since I don’t have that, I will give you the next best thing. A chance
to negotiate your first successful real estate deal. You finish up this
year with at least a B average. And I will help you find a real estate
course that you can get started with.” We high fived and started
for home.

Since Matt’s last report card was pretty disappointing, I figure if he
comes through with the grades, then maybe someday we’ll be calling
him “The Matthew.” Whatever the future holds, I do know this: I will
never look at McDonald’s – or Matthew – quite the same way.

******************************************************

Wow, Tom Kish here again. That really moves me!

Go get my proven real estate system called The Ultimate Real Estate Investors Guide at,
www.cashflowexperts.biz/ultimate

You will see a very simple system that will work for you no matter if you -

1. Have bad credit.
2. Have an old bankruptcy.
3. Have no income.
4. Have no home equity.
5. Have no collateral.
6. Have no experience investing in real estate.

And it is money back guaranteed!

See you at the bank!

Sincerely, Thomas Kish
President of CashFlowExperts.Biz, Inc.

Enter you first name and email address in the box to the right.

Join Tom Kish and real estate investing expert Jeff A. this Thur. night on a live training call and webinar. Replay is ready at:

http://www.GetRichCashFlow.biz

Jeff is an expert on how to work less and make more in real estate.

Some investors think if they just put up more “We Buy Houses” signs, or call more FSBO’s (for sale by owner classified ads), they’ll make more money.  Problem is, there are only so many hours in the day!

There’s a saying “The less I work, the more I make.”  Well, if that
sounds good to you, then you simply need to be part of this training.

Jeff’s going to show you how to make your real estate career take off.

“Jeff’s marketing systems are amazing!”, says Jeff’s student, Brian Paul, from Petaluma Ca.

You have to excuse Brian’s enthusiasm: He made a quick 34 grand off Jeff’s marketing systems –the same ones he’ll be talking
about on the call.

 You’ll hear Jeff’s secrets for having a full-time day job (if you want one), and still making full-time money in real estate, in your spare time.

On this training call we will learn:

1. How to let the internet do all the work of finding and selling real estate even if you know nothing about a computer.

2. The best way to qualify buyers and seller without even talking to them.

 3. Pre-foreclosures are at an all-time high.  We will
also cover how to ‘totally’ dominate your local pre-foreclosure
market using the internet.

Go to:  http://www.GetRichCashFlow.biz

If you want instant updates about the best business lines of credit, just enter your name and email address into the box to the right.

Here is a sample of some of the lenders I can introduce you to that offer huge unsecured lines of credit to people that are using my Ultimate Real Estate Investor’s Guide.

As an active investor myself - I am always on the lookout for these great sources of money. I regularly update my lenders lists for you.

The best thing about these lenders is that none of them charge any back end points, balloon payments or annual fees. This is what I call soft money not hard money.

An unsecured business line of credit is simply a loan you get in the name of a business without having to give up any collateral.

Business lines of credit come in the form of multi-year loans, convenient checks and business credit cards that offer cash advances that can be used anywhere.

The money available from a business line of credit can be accessed as cash wired directly into your account, with check writing privileges or like any other credit card with a interest free grace period.

Get my complete lenders list, CD set and all the bonuses material you need to get business lines of credit @ www.Cashflowexperts.biz/ultimate

Here is a sample of what the lenders will give you when you get my program.

Bank 1 - Contact Website and Phone available in my program.
Now offering new businesses a $50,000 unsecured line of credit.  They are actively mailing out paper applications.

Bank 2 - Contact Website and Phone available in my program.
They offer two types of business cards: the standard business credit card with a grace period, and a true line of credit with up to a $35,000 limits each.
When your business becomes 12 months old they will offer additional lines of credit from $10,000 to $100,000.

Bank 3 - Contact Website and Phone available in my program.
Low 0% Introductory APR on this NO annual fee business card.

I recently got a 3.99% interest rate for the life of loan from this bank. A great resource!

Bank 4 - Contact Website and Phone available in my program.
The best of all the lenders I recommend. They have the fastest response time, and generous limits ($40,000 each). And they have done a ZERO percent interest offer for the first nine months for my clients.

Bank 5 - Contact Website and Phone available in my program.
You can walk into any branch location and get an application from the counter for a business credit card with up to a $30,000 limit and $50,000 reserve lines of credit on your business checking account.
These are just some of the 15 lenders will get in my money system

Get my complete lenders list, CD set and all the bonuses material you need to get business lines of credit @ www.Cashflowexperts.biz/ultimate

In 2002 when the stock market hit it’s DOW low of 7,500, I started to buying good stocks that were beat down by the media.

About a year later those good stocks had bounced back and I sold for a nice profit.

Does that sound familiar today? The media is talking about real estate like it will never go up again. But right now is exactly the best time to buy real estate at good prices.

The good news about the media scaring the real estate buying public everyday is that we are now in a classic phase 1 real estate buyers market.

Read these headlines and learn why right now is the same kind of buying opportunity I found in the stock market 5 years ago.

1,668 homeowners filed bankruptcy to stop
their home from going into foreclosure in the last
7 days across the U.S.

And 686 more homeowners got kicked out of
bankruptcy due to non-performance of their
bankruptcy obligations and are now heading
toward foreclosure.

How do I know?

Because that’s how many bankruptcy leads were
added to:

http://www.hotbargainproperties.com/cashflow

in the past 7 days!

How are these numbers great news for us
investors?

Well, that just means lots of opportunity for
deep-discount deals, pre-foreclosure deals,
subject-to deal, short sale deals, and more…

These numbers are increasing weekly and they are
the number one reason why many lenders are no longer
offering 100% financing to people with less than 620
credit score.

And it’s also the same reason why many sub-prime
lenders are shutting their doors.

I see this as my golden opportunity to invest in real estate like 2002 was my golden opportunity to invest in many companies beat up shares of stocks.

Here are the top 20 counties with the most bankruptcy
filed in the last 7 days. If you invest in one of these counties,
that’s excellent news for you.

Count-State-County

194 CA Los Angeles
189 IL Cook
170 TN Shelby
164 MI Wayne
151 TX Harris
124 TX Dallas
122 NV Clark
106 IN Marion
102 TX Tarrant
102 GA Dekalb
91 OH Cuyahoga
76 GA Fulton
75 CA San Diego
73 AZ Maricopa
67 GA Gwinnett
65 AL Jefferson
64 MI Oakland
63 OH Franklin
58 MO Saint Louis
58 FL Miami-Dade

Boy…Los Angeles is in big trouble.
And look at how many counties in TX are also on
this list.

I love investing in Texas In fact I use to live in Houston in 2002 on a horse farm.

Anyways, here is a small sample of some of these
Leads found at:
http://www.hotbargainproperties.com/cashflow 

Date County Owner Address City State Zip
Zestimate

03/16/2007 SAN DIEGO (CALIFORNIA) Billy W. Pistole
915 Parkwood Avenue
Vista, CA 92081 $856,132

03/16/2007 Wayne Orlando Simmons 18678 Healy
Detroit, MI 48234 $51,437

03/16/2007 Suffolk Nicoletta Volpe 3 Sunray Court
Bellport, NY 11713
$416,235

03/16/2007 Harris Amparo Cortes 6819 Coral Ridge
Houston, TX 77069
$238,686

03/16/2007 Cook Charles M Hughes 5432 W. Ohio
Street Chicago, IL 60644
$190,544

To view other bankruptcy leads, pre-foreclosure
leads, and motivated seller leads just go here:
www.hotbargainproperties.com/cashflow

P.S. HotBargainProperties.com had arranged for
everyone on my list to get a FREE 30-day Trial and
some bonuses if you just use this link:
http://www.hotbargainproperties.com/cashflow