CashFlowExperts.Biz

A business that is legally registered with the state and federal government is often called a corporation.

A corporation is a “legal person” formed separately from those who own and operate the corporation.  It is called an entity because it is not a living person, it is actually an “artificial person” with its own legal rights, liabilities and responsibilities.

As an “artificial person” the corporation’s debts and taxes can be separated from its owners (shareholders) or its officers and directors, thereby offering personal liability protection, tax advantages and a way to borrow money that does not report on the owners personal credit.

Why Incorporate?

Why should you take the time and trouble to form a business entity like a corporation or an LLC?

Incorporating can offer you many advantages that you will not enjoy if you engage in business or investing activity in your personal name.

Understand that you will put your personal assets at risk and be personally liable for any legal issues that arise unless you do your business activity under the name of a registered business entity.

In addition to personal liability protection, incorporation assures attractive tax benefits and financing advantages.  Corporations can also own real estate, automobiles, yachts, or aircraft without the owner’s personal name being attached to the asset or debt.

And because the corporation continues to exist even after the death of a shareholder, it offers tremendous estate planning advantages.

Tax Savings!

How much could you save on taxes by owning a business? 

Corporations are entitled by law to numerous tax deductions that are not available to individuals.   Corporations have a lower federal tax rate at all levels of income. 
The cost of forming and registering a business entity can be immediately recovered in tax savings.

How to Start a Business

Listed below are some very simple instructions and suggestions that will assist you in setting up your own business.

1. Once you have chosen a name you can fill out the paperwork yourself over the internet
2. Or, you may hire a company to assist you in filling out the paperwork
3. Or you can hire an advisor to do it for you.

How to do it yourself using option number one:

Simply go online and register your new business yourself by doing a search for the “Secretary of State’s” site in your state.  Once there under forms you will find a form which you can complete in order to register your new business.  Typically the fee’s run between $35 to $70 to file a new business name.
You will also need a “federal employer identification number” herein referred to as FEIN.  Once you have received your paperwork from your Secretary of State’s office you can contact the IRS to obtain a FEIN.  There is no charge by the IRS to get this number. 
The power in using my system lies in using the name of your business and if necessary your FEIN, to secure new business lines of credit that do not report any activity on your personal credit report.  That means when a lender reviews your or your business partner’s personal credit references and agrees to lend money to your new business, that activity will not be reported on a  personal credit report.  By starting a business, you are creating a separate entity, and any activity that you do in the name of that business will only be reported under the FEIN of the business.
The reason “The Ultimate Real Estate Investor’s Guide” works so well is because we are taking advantage of a system that was created to keep business activity separate from personal activity.  It allows you to maintain a healthy business and it assists you in building a strong business entity.  In the future, as your business grows, you will be able to acquire larger lines of business credit because your business has developed its own successful identity that is completely separate from your personal one.
You will not need a business plan or business financials to start acquiring business credit.  Over time as your business grows, you can use the tools of this separate business entity to get access to millions of dollars in capital.

If you want instant updates about the best business lines of credit, just enter your name and email address into the box to the right.

Here is a sample of some of the lenders I can introduce you to that offer huge unsecured lines of credit to people that are using my Ultimate Real Estate Investor’s Guide.

As an active investor myself – I am always on the lookout for these great sources of money. I regularly update my lenders lists for you.

The best thing about these lenders is that none of them charge any back end points, balloon payments or annual fees. This is what I call soft money not hard money.

An unsecured business line of credit is simply a loan you get in the name of a business without having to give up any collateral.

Business lines of credit come in the form of multi-year loans, convenient checks and business credit cards that offer cash advances that can be used anywhere.

The money available from a business line of credit can be accessed as cash wired directly into your account, with check writing privileges or like any other credit card with a interest free grace period.

Get my complete lenders list, CD set and all the bonuses material you need to get business lines of credit @ www.Cashflowexperts.biz/ultimate

Here is a sample of what the lenders will give you when you get my program.

Bank 1 – Contact Website and Phone available in my program.
Now offering new businesses a $50,000 unsecured line of credit.  They are actively mailing out paper applications.

Bank 2 – Contact Website and Phone available in my program.
They offer two types of business cards: the standard business credit card with a grace period, and a true line of credit with up to a $35,000 limits each.
When your business becomes 12 months old they will offer additional lines of credit from $10,000 to $100,000.

Bank 3 – Contact Website and Phone available in my program.
Low 0% Introductory APR on this NO annual fee business card.

I recently got a 3.99% interest rate for the life of loan from this bank. A great resource!

Bank 4 – Contact Website and Phone available in my program.
The best of all the lenders I recommend. They have the fastest response time, and generous limits ($40,000 each). And they have done a ZERO percent interest offer for the first nine months for my clients.

Bank 5 – Contact Website and Phone available in my program.
You can walk into any branch location and get an application from the counter for a business credit card with up to a $30,000 limit and $50,000 reserve lines of credit on your business checking account.
These are just some of the 15 lenders will get in my money system

Get my complete lenders list, CD set and all the bonuses material you need to get business lines of credit @ www.Cashflowexperts.biz/ultimate

In 2002 when the stock market hit it’s DOW low of 7,500, I started to buying good stocks that were beat down by the media.

About a year later those good stocks had bounced back and I sold for a nice profit.

Does that sound familiar today? The media is talking about real estate like it will never go up again. But right now is exactly the best time to buy real estate at good prices.

The good news about the media scaring the real estate buying public everyday is that we are now in a classic phase 1 real estate buyers market.

Read these headlines and learn why right now is the same kind of buying opportunity I found in the stock market 5 years ago.

1,668 homeowners filed bankruptcy to stop
their home from going into foreclosure in the last
7 days across the U.S.

And 686 more homeowners got kicked out of
bankruptcy due to non-performance of their
bankruptcy obligations and are now heading
toward foreclosure.

How do I know?

Because that’s how many bankruptcy leads were
added to:

http://www.hotbargainproperties.com/cashflow

in the past 7 days!

How are these numbers great news for us
investors?

Well, that just means lots of opportunity for
deep-discount deals, pre-foreclosure deals,
subject-to deal, short sale deals, and more…

These numbers are increasing weekly and they are
the number one reason why many lenders are no longer
offering 100% financing to people with less than 620
credit score.

And it’s also the same reason why many sub-prime
lenders are shutting their doors.

I see this as my golden opportunity to invest in real estate like 2002 was my golden opportunity to invest in many companies beat up shares of stocks.

Here are the top 20 counties with the most bankruptcy
filed in the last 7 days. If you invest in one of these counties,
that’s excellent news for you.

Count-State-County

194 CA Los Angeles
189 IL Cook
170 TN Shelby
164 MI Wayne
151 TX Harris
124 TX Dallas
122 NV Clark
106 IN Marion
102 TX Tarrant
102 GA Dekalb
91 OH Cuyahoga
76 GA Fulton
75 CA San Diego
73 AZ Maricopa
67 GA Gwinnett
65 AL Jefferson
64 MI Oakland
63 OH Franklin
58 MO Saint Louis
58 FL Miami-Dade

Boy…Los Angeles is in big trouble.
And look at how many counties in TX are also on
this list.

I love investing in Texas In fact I use to live in Houston in 2002 on a horse farm.

Anyways, here is a small sample of some of these
Leads found at:
http://www.hotbargainproperties.com/cashflow 

Date County Owner Address City State Zip
Zestimate

03/16/2007 SAN DIEGO (CALIFORNIA) Billy W. Pistole
915 Parkwood Avenue
Vista, CA 92081 $856,132

03/16/2007 Wayne Orlando Simmons 18678 Healy
Detroit, MI 48234 $51,437

03/16/2007 Suffolk Nicoletta Volpe 3 Sunray Court
Bellport, NY 11713
$416,235

03/16/2007 Harris Amparo Cortes 6819 Coral Ridge
Houston, TX 77069
$238,686

03/16/2007 Cook Charles M Hughes 5432 W. Ohio
Street Chicago, IL 60644
$190,544

To view other bankruptcy leads, pre-foreclosure
leads, and motivated seller leads just go here:
www.hotbargainproperties.com/cashflow

P.S. HotBargainProperties.com had arranged for
everyone on my list to get a FREE 30-day Trial and
some bonuses if you just use this link:
http://www.hotbargainproperties.com/cashflow

While it is true that many people start out alone in their new business venture, the most successful people start business partnerships.

I know what your thinking – I can almost hear you groan and say “No Way – I don‘t want any partners”

Because most people don’t like the idea of working with other people or partners.

But the fact is that the people that know how to attract and find good business partners make 500% more profit than the people that don’t.

You can go it alone and struggle or you can learn the secret to structuring win/win business partnerships that make your life easier and give you access to much more capital and credit than you can accumulate working alone.

My mentors taught me the secret to creating profitable business partnerships and I have used the formula I refined to launch 25 profitable business partnerships over the years.

Everything from real estate investing partnerships to owning a Thorough-bred race horse in a syndicate.

I can show you that a good partnership structure will increase your businesses borrowing power, reduce your work load and motivate the people around you.

Partnerships can combine many small cash contribution from friends or strangers into a profitable start up business. And if you are limited by bad personal credit, your personal credit will not even be looked at in a business partnership.

The key I will teach you is to offer your partners a good deal on their investment while you maintain the majority membership or what is called the controlling member.

I will show you how to find business partners, screen them, draw up agreements and manage your new business partnership.

Partnerships can earn 500% more profit than sole-proprietors do. And can get a lot of business credit.

My special lenders offer many business lines of credit that range from $20,000 to $100,000 each.

And I have a detailed list of 15 national lenders that are all ready to offer you business lines of credit that can total hundreds of thousands of dollars of real money for your new business.

Go to: www.Cashflowexperts.biz/ultimate

The foreclosure market is hot because interest rates are rising and a lot of houses are available at bargain prices. 

Eighty percent of the homes I invest in are foreclosures.  They can be either HUD, Fannie Mae, Freddie Mac, or Bank REO’s. 

You need to look for homes that have been listed for a while, the longer they’re on the market the better chance the bank will come down in price. 

You just need to know what is going on in your own community.

And now I have an amazing opportunity to bring you a network
of local real estate investing contacts. 

Networking is the most valuable skill you will ever use. It beats brains and hard work every time.

There are many opportunities for creating wealth through real estate, but without an extensive network of resources even the most savvy and experienced investor can run into difficulty.

Frustration over the lack of help to enable them to find resources for rehab funding and other real estate opportunities led investors who are also cousins, Joe Luckino and Frank Luckino, to create the resource base they needed but could not find. Now they hope it will also help others.

With this network, you can view an exclusive
list of wholesalers, rehabbers, note-buyers, rehab lenders, and much more. Start flipping homes you find to them, partner with them on deals, and get on their buyers and sellers list and so much more. 

Build the local TEAM you need to be successful.

All you have to do is pick the state you want to do business and
you’ll have your choice of contacts @
http://tomkish.money4investors.com

Browse through 1.2 Million Properties for sale and much more…….

You can find Bankruptcies, Pre Foreclosures, Foreclosures,
Tax Liens, Wholesale Listings and much more on the
Tom Kish Network.

The Network is Updated daily.  You can use it to
Find great deals, make your CONTACTS and build your TEAM.

The Tom Kish Network also includes:
 Accountants
 Appraisers
 Commercial Brokers
 Contractors/Handymen
 Investment Clubs 
 Mortgage Brokers
 Note Buyers
 Private Investors
 Property Managers
   Realtors
   Rehab Money Lenders
   Title Companies
   Venture Capitalists
   Wholesalers/Rehabbers

Find them all at the website:
http://tomkish.money4investors.com

These Great Educational Bonuses are also included on the website!
 Up to Date News and Articles
 Weekly Newsletters
 Home Defects Library
 Investor Calculators
 Chat Forums
 News Central
 One on One Mentoring Coming Soon
 Legal Protection Advice Hotline Coming Soon
 Credit Boosting Advice Hotline Coming Soon
 Property Investor Mentors Coming Soon

The Tom Kish Network has the only directory in the country
that consists of over 3,900 rehab lenders, 1,400
wholesaler/rehabbers, hundreds of note buyers, investment
clubs, and many other valuable contacts across the country.

We want you to work with people in your area, not people
500 miles away.  People that know your neighborhoods,
know your areas, and will help you complete deals. 

All of this is available @
http://tomkish.money4investors.com

This directory enables the investor to make local contacts in
their area to streamline their investing needs in a timely fashion
when they find a good investment property. 

There is a full time staff that updates our network everyday,
so you always have updated and current people to contact. 
All you have to do is choose the state where you want to do
business and you’ll find your choice of contacts. 

Here is a cool article I just wrote. It shot to the top of google news very fast. You will want to look at it because it tells you what is in store for all real estate investor’s and how my business lines of credit are the solution for investor’s that will never be able to get sub-prime money again.

“The collapse of sub-prime real estate mortgage lenders and what the future looks like for real estate investors.”

With the highly publicized failures of many sub-prime mortgage lenders, like Ameriquest, Bear Stearns and many California sub-prime lenders, it’s time to learn about using unsecured business lines of credit to invest in real estate.

Sub-prime lenders offered sub-prime loans up to 100% of the value of a property, even to people with bad personal credit scores. This was easy money to get because of the flood of sub-prime mortgage loans into America from other markets.

But with easy money and large fees and profits to be made on every sub-prime mortgage loan that was underwritten – sub-prime mortgage lenders gave money to the wrong people. And now those people can’t repay their mortgages.

So these sub-prime mortgage lenders have closed their doors and the easy money in the residential sub-prime mortgage loan business is all gone.

What this means to real estate investors is that they need to find another source of funding for their profitable real estate investments. Because the great deals are out their even if the money to buy them and fix them up has gotten harder to come by.

Now smart investors need to learn about getting unsecured business lines of credit. This is the last easy money source for people that don’t want to use a lot of their own cash to invest in profitable real estate deals.

Find out where to get the best lines of credit @
www.cashflowexperts.biz/ultimate

Using unsecured business lines of credit is a great way to make money in real estate by buying quality properties without using any of your own money.

This does not mean a return to the no money down investing techniques of the 70‘s and 80‘s. Many of these techniques are simply gimmicks that make you the owner of an over priced property that nobody else wants. Who wants a no money down house that you can never sell for a profit.

There is usually a good reason people give houses away for no money down.

Today’s investors needs to use proven techniques to leverage lines of credit to buy good property. If you are using unsecured lines of credit to get the money to invest, you can buy a lot more real estate than you can buy if you only used your own cash.

Seems like a no brainier to recommend that people buy more real estate in today’s great buyers market.

Investing in 2 houses is better than one. But you will meet people that still believe that it’s a good idea to use ONLY their own cash buy real estate.

How much real estate could you invest in if you never needed to use your own money?

The rich get rich because they control more assets than the middle class does. They buy 5 good investment properties to every 1 that we buy.

Everyone historically makes money in real estate – the rich just make a lot more because they own a lot more. And they buy all this real estate using lines of credit.

Find out where to get the best lines of credit @
www.cashflowexperts.biz/ultimate

And this phase 1 buyers market we are now in is the best time to buy. Real estate prices will surly be higher a year from now.

Building a profitable real estate business is more than just learning a bunch of techniques. 

You need to master one or two ways to make money that are automatic.

I just recorded a call for you to learn how to make money with real estate notes. It’s simple to find them and sell them and it’s easy to create them when you sell your own property.

Listen to the training call replay at:
http://www.cashflowtracker.com/go2.php?c=RE0089

Hurry, because we will record over this call SOON. Don’t miss this profitable info.

Troy will even tell you about a place you can go to learn the real money making techniques behind note buying and selling with no money or risk.

In today’s low interest rate environment business lines of credit are the best deal you may ever get on money.

It’s offers tax deductions, is easy to get and does not show up on your personal credit when you use the system I have created.

And I teach a simple way to pay off your personal credit cards and improve your personal credit score even if your short on cash.

I can show you how to get unsecured business lines of credit that will let you transfer debt out of your personal name and into a business name with better rates and terms in many cases.

Why would you want to do this?

1. To save money on higher rate personal credit card bills.

2. Because most people need better personal credit to become more profitable real estate investors. And my MONEY system will give them the money they need pay off their credit cards and improve their credit – so they can make more money.

3. You have privacy when you do things in the name of a business instead of your own personal name. You will not have your business activity or assets showing up in the public record when you use my system.

4. Business can get more money from lenders than people can. Even if the business is new or has no income because most banks favor loans to businesses.

Some people think that flipping is a dirty word, or something that is illegal to do in a real estate deal.

But flipping is a common word for what used to be called wholesaling real estate. And flipping has become part of our normal vocabulary.

In fact, I love to watch the TV show called “flip this house”. Flipping real estate for fast profits has become the national hobby, and for good reason.

Of all the lessons I teach my students about how to make big money in Real estate Investing, “Flipping” is my #1 favorite way to quick profits. You know why?

Because it is by far the simplest method of generating
lots of cash profits even if you are a beginning real estate investor. You don’t need a big bankroll to get started and your downside risk is minimal. You can even do flipping part time and make plenty of money.

Best of all, once you learn the secrets of how to put together a wholesale deal you flip, it doesn’t take long to start seeing results.

Walking away with $5,000 to $25,000 on a single deal is not just possibility. It is done all over the country every day!

You just need a way to get started. And my money system called the Ultimate real estate investor’s guide will show you how to get $200,000 to $300,000 in unsecured business lines of credit to use to flip a house.

Go look at my trademarked Flipping real estate system @
www.cashflowexperts.biz/ultimate

So exactly what is “Wholesaling” or “Flipping?”

The process involves… buying properties and either
a) immediately turning them
over to another investor for instant profit, or …
b) increasing their value by performing necessary repairs and improvements and reselling them at a profit.

Wholesaling or flipping is what I call the “ Now money” of the investing business.

If your ready to get a start on wealth building strategies like flipping real estate right now, I urge
you to study my trademarked investing system:   The Ultimate Real Estate Investor’s Guide.

Flipping may be the shortest road to profits in real estate. But, if you’re looking for long term wealth, you need to consider rehabbing and then holding property longer term.

That means you would use my money system to get the cash needed to fixing up and then hold a few years for top dollar!

Did you know that rehabbers have made MILLIONS fixing up and flipping “ugly” houses? Obviously this process takes longer than in a quick flip to a wholesale buyer. But that’s why the potential profits are so much bigger.

When you’re just starting out in flipping, you want to look for houses that need only cosmetic work – cleaning, painting, new kitchen cabinets, appliances, lighting, flooring.

With some practice, soon you can walk into a house that is filthy and smelly and be able to visualize the transformation. And wait till you see those dollar signs!

Rehabbing and flipping takes money to make money. And you can easily get the money you need from the business lines of credit available in my MONEY system @ www.cashflowexperts.biz/ultimate

Here’s just a small sampling of  what I have helped my clients learn to do.

• How to get up to $300,000 in unsecured new
business lines of credit to use for investing.
• How to evaluate a neighborhood
• How to find motivated sellers
• How to locate the most profitable deals
• How to distinguish between a potential disaster and
a “diamond in the rough.”
• How to build your success team
• How to increase your chances of having an offer accepted
• What to do when your offer is accepted
• How to deal with contractors
• And much, much more.

And most importantly I show you how to do it all WITHOUT USING ANY OF YOUR PERSONAL CASH OR CREDIT.

That means you can get started right this very minute. The Ultimate Real Estate Investor’s Guide has every tool you need to learn how to make lots of money quickly – the books and CD’s, the loan calculator, the marketing plan, the ads, the forms and the live coaching.

Just look at how this system works at:
www.cashflowexperts.biz/ultimate

What’s the best way to make money in real estate today?

Should you buy ugly property in war zones with no money down techniques, or should you buy pretty houses with your own cash.

I say you should buy quality properties without using any of your own money! And I will show you how to do it with an unsecured business line of credit.

I don’t think that you should only invest in Junker houses using no money down techniques just because you don‘t have any money. Many of these techniques are simply gimmicks that make you the owner of an over priced property that nobody else wants.

I believe that you should use a proven system of getting business lines of credit to buy good property. If you are using unsecured business lines of credit to get the money to invest, you can buy more valuable real estate and a lot more real estate than you can buy if you only used your own cash or no money down tricks.

Seems like a no brainier to recommend that people buy more real estate using lines of credit, but you will meet people that still believe that it’s a good idea to ONLY use their own cash buy real estate.

How much real estate could you invest in if you never needed to use your own money?

The rich get rich because they control more assets than the middle class do. They buy 5 good investment properties to every 1 that we buy. And they buy all this real estate using business lines of credit.

This is simply called using leverage not cash to invest in real estate. But the opposite of using leverage is to pay ALL cash for property and own it free and clear.

Why do some people still want to own real estate free and clear?

Because they believe that they are making more money if they borrow as little as possible to buy it.

But lets look at 2 examples to see which example makes more money.

Example 1.

Use $40,000 of your personal savings to buy a house with 20% down and get a mortgage for the rest.

You may cash flow $400 per month with this scenario.

And on this one house you will also be getting -

A. equity build up like a personal saving account as your tenants help you pay down the principal on the mortgage each month..
B. appreciation as the house goes up in value, which good real estate has always tended to do.
C. great tax deductions that will lower your personal tax bill in many cases.

Example 2.

Use a $80,000 new business line of credit instead of your own CASH and buy 2 houses.

You may cash flow $200 per house per month for a total cash flow of $400 a month.

And you are making money on TWO pieces of investment real estate instead of one.

Your also getting -

A. Double the equity build up.
B. Double the appreciation.
C. Double the tax deductions.

AND YOU NEVER USED A DOLLAR OF YOUR OWN CASH. The entire down payment came from an unsecured new business line of credit!

I can show you exactly where and how to get MONEY to do this using my Ultimate real estate investor’s guide system.

Go to,
www.cashflowexperts.biz/ultimate

You don’t need any income, assets or good personal credit to get this money if you follow my 4 step system and use the list of lender that I give you.